How we can help you
At Gold Leaf Financial Services we provide strategic financial advice to help you to:
reach your goals
worry less about money
spend time on what is important to you and
make the world a better place
Based in Melbourne, our services are available to clients across Australia.
Research shows in addition to financial benefits, there are other benefits to receiving professional ongoing financial planning advice including greater levels of happiness, more peace of mind, increased feelings of security, and better health outcomes.(1)
Clients who receive professional ongoing financial planning advice have greater levels of overall personal happiness
Your Financial Coach
A Gold Leaf Financial Planner can be your financial coach, with expertise and financial strategies to help you reach your goals. If you veer off track, we can help you get back to where you want to go. If a new option becomes available or the rules change, we help you adapt to the changes and make the most of your situation.
A Gold Leaf Financial Planner can create a personalised financial plan to help you achieve what is important to you.
Our services include
Assisting you to define your goals and what is important to you now
Providing analysis and strategy resulting in a plan for how to reach your goals
Developing contingency plans for unexpected events, to increase your chance that you will achieve your goals in the years to come
Providing specialist ongoing advice and services to make your life more simple, so you can spend time on what is important to you rather than hours monitoring the sharemarket, researching products or understanding super legislation.
What to expect
Our advice is tailored to what you would like help with and the strategies that will help you achieve your goals.
The first meeting
The first appointment is an opportunity to get to know each other and to discuss your needs and how we can help you. We will first seek to gain an understanding of your current situation, your future plans, your values and what is important to you. We will also discuss details of your income, superannuation, debts, assets, and insurances so we have an accurate picture of your finances.
We will discuss how strategic financial advice will benefit your situation and help you achieve your goals. If you choose to proceed, we will explain any fees and charges applicable.
Strategic Analysis and Financial Advice
With an understanding of your situation, values and goals, we will use our expertise to develop a financial plan and a path forward to help you more effectively achieve what you want in life.
We will arrange an appointment to present the financial plan, take you step by step through our recommendations, answer any questions you have, and make any changes.
We will assist you with implementing the financial plan so it is as easy as possible for you manage your finances and achieve your goals going forward.
Ongoing advice and service
Your financial plan is a starting point, and the strategies will need to be reviewed and adapted as your situation and the economy changes in the future. Your circumstances and goals will change over time and we work with you to ensure that your plan takes into account any life changes that occur.
Applicable legislation, the economy and financial products and services also change over time, so we review your strategy and financial plan on a regular basis to take this into account.
We will explain any fees and charges applicable to an ongoing review service.
1. IOOF 2015, ‘IOOF Whitepaper The true value of advice’.
James and Sally give to their favourite charity
James and Sally read an article about super funds investing in land mine manufacturers and want to know where their super is invested. They also wondered whether they will have enough money to retire. They saw a Gold Leaf Financial Planner and discussed their values and their goals.
James and Sally feel that of all the things they spend money on, they receive the most joy from deciding where to allocate the $10,000 each year to charity. By following their financial planners’ recommendations, James and Sally will no longer hold investments in companies manufacturing land mines and they will enjoy a comfortable lifestyle in retirement. They will be able to travel overseas, help each of their adult children with a small amount towards a house deposit and continue to give $10,000 each year to their favourite charities.